What it considers
Where permitted and available: repayment behaviour, outstanding patterns, verified records, disputes and data quality.
Understand the VyapCred Trust Score
A VyapCred-generated assessment designed to support business credit decisions.
What it is not
It is not an official credit-bureau score, government CIBIL, repayment guarantee or blacklist.
Auditable by design
Sensitive calculation belongs on the trusted backend with score versions and audit context.